Individuals
Personal coverage options that fit your situation.
Families
Coverage for you and your loved ones.
Self-Employed
Solutions for independent professionals and 1099 workers.
Small Businesses
Health insurance options for companies under 50.
Our Approach
Health Insurance Guidance Built Around Your Situation
Health insurance isn't one-size-fits-all. We take the time to understand your health insurance needs, budget, doctors, prescriptions, network preferences and eligibility before comparing the coverage options available to you.
Our role is to explain the differences clearly—including costs, networks, deductibles, eligibility requirements and important tradeoffs—so you can make an informed decision based on your situation rather than simply choosing a plan because it has the lowest monthly premium.
Compare Your Options
We help you see the available plans and what you may qualify for.
Ask Questions
We provide straightforward answers so you can make an informed decision.
Understand the Details
We explain networks, costs, deductibles, prescriptions and important plan differences.
Get Ongoing Support
We're here to help, even after you enroll, if you have questions about your coverage.
MEET YOUR ADVISOR
Hi, I'm Kyle Budd
I'm the founder and health insurance advisor behind Budd Health Advisors. I started BHA to give individuals, families, self-employed professionals and small business owners a more personal way to understand and compare their health insurance options.
Instead of sending someone through a call center or asking them to make a decision from a list of plans on a screen, I work directly with clients to understand what matters to them—their budget, doctors, prescriptions, health history, network needs and how they expect to use their coverage.
I work with clients across multiple states and help compare different coverage approaches, including private health insurance options for qualified applicants and Marketplace/ACA coverage when that is the stronger fit.
My goal is simple: walk you through your options in a straightforward manner, point out the important tradeoffs, and help you make an informed decision without unnecessary pressure.
WHY CLIENTS WORK WITH US
One Client. One Advisor
You'll work directly with Kyle from start to finish. No call centers, no account managers—just personal guidance and ongoing support.
Personalized Guidance
Focused on your needs and goals
Coverage Comparisons
We present available options so you can decide what's best.
Ongoing Support
We're here to help. Even after you enroll.
Clear Communication
Straightforward answers without confusing jargon.
Private and Marketplace Health Insurance Options
We specialize in private, medically underwritten PPO options for qualified, reasonably healthy applicants. We also help clients understand when Marketplace/ACA coverage, Medicaid or other options may be the stronger fit based on subsidies, health history, pre-existing conditions or other circumstances.
Health Insurance for People Who Don't Stay in One ZIP Code
Health insurance needs can look different when you travel frequently, work across state lines or spend significant time away from home. We work with remote workers, self-employed professionals, owner-operators, traveling professionals and families who want to understand how their provider network may function outside their immediate area.
Depending on the plan, location and eligibility, broader PPO network options may be available. We help clients compare those network differences before enrolling so they can understand where and how their coverage is designed to work.
"Incredible experience as Mr. Budd was patient and took the time to provide and look for what our best options would be. Very personable, made every effort to make this a positive interaction."
- John. C.
Kyle Budd was so patient with all of my questions and changing my mind on policies. We was very knowledgeable and kind. I highly recommend him for your insurance needs. We were lucky to come across him. He was a Godsend!
- Talisa. M.
Kyle saved my family close to $1000 monthly on our health insurance premium! He was very thorough explaining in plain English the plan and how it works. Highly recommended!
- Cory. R.
